Mag. Vladislav Voytsekhovich

Created a collaborative platform with ACI Worldwide Inc. Omni-commerce (with integrated revenue optimizer and fraud management) and payment orchestration work streams Negotiation with payment acquiring partners for EU and South Africa, including ISO and Payfac agreements in South Africa Developed and implemented the master launch plan for South Africa with plug-and-play for e-commerce and cloud deployment for SoftPOS & MPOS payment solutions

Project & Finance Structuring Growth of International Financial and Industrial Project Partnerships Industry Focus: Fintech, Renewable Energy, Pharmaceuticals, Agritech Geographical focus: India, Middle East

-Leading digital transformation of subsidiary bank retail business -Digital retail bank project leader: developed strategy, budget, operating and business model -Re-designed end-to-end processes, improved internal and external UX, product design and commercial features, simplified product range -Designed retail & SME customer journeys and MVP, engaged with Visa (payment system), fintech and vendors in sprints and co-creation sessions -Launched MVP1 in Feb 2020

Transaction banking platforms Rouble-Rupee FX & payment gateway and “Bank for Banks”: INR/RUR clearing, Trade finance and ECA Solutions for banks and corporate clients; Built a network with 24 Indian FI’s; Built a “hybrid” e-wallet solution for e-loan issue/distribution/collection Omni-channel banking; FEMA, FDI, JV structuring & financing; Set up Risk and compliance systems, including Basel III, MLRO, EMIR, FATCA; Ensured Basel III compliance in accordance with RBI/CBR guidelines

-Improved profitability (2009 ROE of 12.4% vs. 3% market average), maintaining high liquidity ratio level (35% of total liabilities) -Conducted full-scale business transformation: changed strategy and business model, de-risked balance sheet, downsized physical and increased online footprint -Strengthened the board by introducing independent directors -Proactively restructured the loan book, effectively conducted recovery workouts -Migrated to new core banking system, launched online banking

1. Set up and led the Wholesale Banking Group (Areas of Responsibility: ALM, Corporate Banking, Treasury, Financial Institutions, Custody) -Roll-out of a full suite of Retail and Corporate asset and liability products -Played a pivotal role in breaking into the Top-10 mortgage lenders in Russia in under 1 year 2. Leadership of the Regulatory and Compliance Functions (including ICAAP, SOX, etc.)